Miami, Florida · Est. MMXXVI
Built by a licensed 2-20 and surplus lines agent who writes the code himself. You will not spend the first three meetings explaining what a submission is.
Fixed scope · Fixed price · Fixed delivery date · No retainers, no hourly billing
Start a conversationEngagements
Every engagement is priced and scoped in writing before work starts. Anything outside that scope becomes a written change order, so the number you agree to is the number you pay.
A site that loads fast, reads well on a phone, and turns visitors into named leads instead of sitting there as a brochure.
Stop reassembling accounts from three separate emails. Structured capture up front, validated before it reaches a producer.
For the workflow that is genuinely yours: the thing your agency does that no off-the-shelf system has ever handled properly.
Work
Upload a policy, get a 300–800 coverage risk score with ranked gaps and the cross-policy voids that only show up when you read two contracts side by side.
Evidence capture for vehicles. Continuous recording built around what actually holds up in a claim file.
A system and method for scoring operational risk, filed with the USPTO and currently in prosecution.
A full custom site for a Coral Gables salon. Hand-built, gallery, payments, and forms. Delivered on schedule.
Who you are hiring
Most software vendors selling to agencies have never held a license, never handled a submission, and never sat with a carrier's underwriting requirements. The gap shows up in the product, and you pay for it in workarounds.
I hold the license and I write the code. Paenula builds a small family of precision instruments for this industry, and takes on client engagements in the same discipline: defined scope, honest sequencing, and a delivery date that holds.
Accessum Postula
Send a short note describing the workflow that keeps breaking. If it is something I can build, you will get a fixed price and a delivery date back — not a discovery invoice.